After the Event: personal injury

TSG insurance has teamed up with specialist brokers and insurers to offer a full service for personal injury lawyers:

Individual injury claims

For firms seeking to purchase insurance for single risks, for example a high value injury claim or to arrange an increased level of indemnity or “Top Up” insurance we offer an open market service to provide a one-stop shop to source terms from a range of insurers. This service is not applicable for Portal injury claims.

ATE injury schemes

For firms regularly handling personal injury matters, many of which will be Portal entry we recommend setting up an exclusive scheme for all of your injury matters. Premiums are competitive and are backed by an A rated insurer.

Once your firm is approved we will allow you to self-administer new policies via an on-line facility and to manage claim administration to conclusion with FREE on-site training support.

Indicative premiums (subject to approval of your firm and underwriting criteria) are as follows:

RiskPremium ex IPT
Motor *95
EL/OL425
PL565
Clinical Negligence **6,100 or 1,800 if under 7k damages
Industrial Disease excluding Mesothelioma2,100
Mesothelioma ***7,500
* Cover includes costs that do not benefit from QOCS protection eg disputes over credit hire and repair.
** 4800 recoverable from the TP, 900 recoverable from damages. Should you wish to increase the gross rate of 5,700 any additional amount will need to be deducted from damages
*** Premium shortfall cover provided up to the Recommended Retail Price


After the Event - Commercial contract

TSG insurance has access to a wide range of underwriting facilities, including one exclusive arrangement and UNIQUELY we can provide cover for Both Sides Costs (i.e. to include Counsels Fees and solicitor own costs as well as adverse costs cover).

For all ATE enquiries please call Brian Dunk on 01935 389812 or email brian@straightsolutions.co.uk